Molina Healthcare is a healthcare provider that also offers state insurance programs. They provide plans to nearly six million people with things like community-based coverage, state partnerships, and government programs.
If you have insurance coverage through Molina, it is always best to see if you can apply your benefits to the costs of drug and alcohol rehab.
Molina offers several forms of insurance, and each plan will determine the level of care and coverage you can apply to things like rehab.
The plan you have comes with different benefits, like a 30-day supply of prescription drugs that can be sent to your home after you finish your inpatient program. Other options include coverage for virtual care, which can help you participate in ongoing virtual therapy after you finish your inpatient program.
Understanding the benefits and coverage limits can help you determine your out-of-pocket expenses for inpatient care.
Molina Healthcare is a provider offering various state insurance programs that cover nearly six million people, including plans like Medicare Advantage, Medicaid (including dual options), Marketplace plans, and Child Health Plus. These plans can cover drug and alcohol rehab services, with benefits varying by plan, including coverage for inpatient rehab, detox, medications, and therapy. Molina typically requires pre-authorization for inpatient care to determine medical necessity and length of stay. Coverage is better when using in-network rehabs, though out-of-network options are available but may increase out-of-pocket costs. Molina does not limit the number of therapy sessions covered as long as they are medically necessary and insurance remains active. American Detox accepts Molina insurance and offers assistance with verifying benefits and understanding potential costs.
If you have Molina, your benefits should apply to the costs of therapy at rehabs covered by Molina. This means that if you are a primary policyholder or a dependent, the costs of psychotherapy services received during your drug and alcohol treatment should be covered with little to no out-of-pocket costs.
Molina does not place limits on the number of sessions they cover, like other providers. Instead, Molina Healthcare will allow you to see an in-network provider on a weekly basis so long as you have a health reason for it and keep your insurance coverage active. When you call our team, we can explain in more detail based on your plan.
Molina can provide coverage for several parts of your treatment, including detox, inpatient care, medications, and therapy. The coverage amount is based on your plan. While you can contact the member services line to learn more about your coverage plan, our team is also ready to help. With insurance specialists, we can go over your coverage and help you determine what if any, out-of-pocket expenses might apply to your situation.
If you have questions about insurance coverage, call our team or go online today.
