South Carolina Rehabs Covered By Optum

Optum is not a health insurance company by itself, but rather, they are a health services and technology company that has contracts with multiple insurance providers.As such, Optum is a form of health insurance that covers a range of healthcare services. Owned by UnitedHealth Group, Optum provides things like employer-sponsored plans and individual plans, each of which typically covers inpatient and outpatient drug and alcohol rehab.

This means you can get care through a network of specialists, facilities, and different insurance providers in order to find the right coverage. This can make it a little challenging at first to determine whether you can get rehab costs covered by your insurance provider. Finding rehabs covered by Optum in the area can be easier when you know what your coverage plan is.

Optum Insurance Plans

Optum offers things like:

Short term insurance
Medical insurance
Employer-provided plans
Self-employed insurance
Student insurance

The type of plan you have will determine what you pay for premiums versus monthly or bi-weekly fees, all of which can influence the costs of rehabs covered by Optum.

An Overview of Optum Drug Rehab Coverage

Optum, owned by UnitedHealth Group, is a health insurance provider offering various plans such as employer-sponsored, individual, short-term, self-employed, and student insurance, many of which cover inpatient and outpatient drug and alcohol rehab services. Coverage typically includes detox, addiction treatment for substances like alcohol and prescription drugs, and trauma-informed care. Choosing between inpatient (residential) and outpatient care depends on individual needs, such as the level of supervision required or the stability of one’s living environment. Residential programs provide 24/7 support and a safe space away from triggers, starting with a detox phase followed by a customizable inpatient stay. To find rehabs covered by Optum, individuals can contact treatment centers directly for insurance verification, reach out to Optum through their website or phone, or consult their insurance card for in-network provider information. American Detox and Treatment accepts Optum insurance and offers specialized programs with assistance in verifying coverage to match patient needs.

Paying for Treatment

Inpatient or Outpatient Coverage

Optimum Insurance provides coverage for most inpatient and outpatient services. This can include things like alcohol addiction treatment, prescription drug addiction treatment, and even trauma-informed care for addiction.

No matter the program level you choose, your services will typically start with a detox, which should be covered by most often plans as well.

Our facility specializes in residential or inpatient programs where you reside full-time at our treatment center. Each program starts with a 7-day Detox and is typically followed by a 30-day inpatient program, although this length can be adjusted based on your personal needs.

When choosing between inpatient and outpatient coverage, it’s important to verify the benefits that you can apply from your insurance provider, but more importantly, you want to consider what your needs are at this time. Residential care is designed for people who need the highest level of supervision and support during their initial detox and treatment plan.

If, for example, you don’t have safe and stable housing at the moment, being able to reside full-time at your treatment center while getting yourself back on your feet can be advantageous.

If you are at risk of harm to yourself or others, it is best that you have 24-hour supervision at a residential program. Similarly, if you simply want to get away from your current environment, away from triggers or particular influences, residential programs can offer that.

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Starting Your Recovery Journey

Finding Rehabs Covered by Optum

No matter which level of care you choose, your next step will be finding the right treatment center. That means figuring out whether the treatment center offers the level of care you need, has the amenities you prefer, is in a location that you can access, and has ongoing support that you need.

Finding rehabs covered by Optum can be done in several ways:

The first is by reaching out to individual treatment centers that you are considering and having your insurance benefits verified on your behalf
The second is by reaching out to Optum directly, calling an office, or checking their website to find a list of accepted insurance plans or treatment centers
The third is to contact a representative from Optum or from your insurance card (usually located on the back of your care) to ask for referrals or in-network providers for individualized detox and residential treatment services

American Detox and Treatment Accepts Optum Insurance

What matters most is finding a program with the services and amenities that fit your needs, isn’t a comfortable location, and offers a program length ideal for your circumstances. At American Detox and Treatment, we provide residential and detox services all in one location with specialized programs for military, veterans, and first responders. We are happy to help you verify your Optum insurance plan and what type of coverage can be applied to treatment.

If you have questions about Optum insurance coverage, call our team or go online today.

Call us now at 877-560-9747

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Frequently Asked Questions (FAQs)

How Do I Find Rehabs That Take Optum?

One of the things you can do is call the number on the back of your insurance card and ask the representatives from Optum for a list of recommendations. You can also call treatment centers directly to ask them about their coverage and whether they accept Optum.

How Do I Verify Insurance?

You can contact our team online or call 1-877-834-0775, and a member of our staff will ask for your insurance information. From there, they will contact your insurance provider and look into your member benefits to help determine what type of coverage can be applied to the cost of care.

Does Optum Cover Rehab Treatment?

Yes, Optum covers some aspects of drug and alcohol rehab. Most plans also include things like detox coverage, inpatient care, outpatient care, medication costs, and therapy for mental health services.

How Long Does Optum Cover Treatment?

The length of time for your treatment is highly personalized. Your decision should be based on personal needs and circumstances. When you call our team, we will help you complete an initial assessment and, from there, make a recommendation for the length of treatment that is most appropriate. Optum offers different coverage lengths based on the plan you have, which is why it is important to verify your insurance benefits to get a more detailed answer.

Will Optum Cover Residential Rehab?

Generally speaking yes, Optum will cover residential rehab. Every plan is different, but they provide coverage for lengths of treatment between one and six weeks. At our facility, the average length of treatment is 30 days for an inpatient program.

How Much Does Residential Care Cost If My Optum Insurance Doesn't Apply?

The cost can vary based on the level of care you need and, of course, the length of your stay. While it is important to reach out to our team for your initial consultation to get a more in-depth understanding of what your costs might be, remember that the level of care you get should be specific to your needs and your circumstances.

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